Loan Eligibility Calculator

🏦 How Much Loan?

Estimate your max loan amount based on income, expenses & tenure
1 yr 30 yrs
6% 18%
📊 Estimated Loan Amount
₹ 0
or ₹ 0 / month EMI
Total Interest
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Total Payment
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💡 How it works: Your total EMI is capped at 50% of your monthly income (FOIR). The calculator finds the maximum loan amount you can afford for the selected tenure and rate.
⚠️ This is an estimate only. Final approval depends on credit score, lender policy & verification.

How Much Loan Can I Get? – Free Loan Eligibility Calculator (2026)

Wondering how much loan you can get based on your salary, monthly income, CIBIL score, existing EMIs, and employment type? Use our free Loan Eligibility Calculator to estimate the maximum personal loan amount you may qualify for in just a few seconds.

This calculator helps you understand your borrowing capacity before applying for a loan. Simply enter your monthly income, current EMIs, loan tenure, and interest rate to get an estimated eligible loan amount and monthly EMI. Whether you are a salaried employee, self-employed professional, freelancer, or business owner, this tool provides a quick estimate based on common lending factors used by many banks and financial institutions.

What This Calculator Includes

  • Maximum loan amount estimate
  • Monthly EMI calculation
  • Interest payable
  • Total repayment amount
  • Loan eligibility based on income
  • Debt-to-Income (DTI) ratio estimate
  • Suggested loan tenure

Factors That Affect Loan Eligibility

  • Monthly income
  • CIBIL/Credit Score
  • Existing loan EMIs
  • Employment type
  • Age
  • Loan tenure
  • Interest rate
  • Bank or lender eligibility criteria

Important Disclaimer: This calculator provides an estimated result for educational and informational purposes only. Actual loan eligibility, interest rates, and approval depend on the policies of individual banks and financial institutions. Gejuff Finance & Loan Guide does not provide or arrange loans. We only share finance information, calculators, and educational content to help users make informed financial decision